Pearl Pay is a Virtual Money Logistics System that provides world-class and yet affordable mobile wallet white-label service for rural banks. Using the latest technology, Pearl Pay will allow rural banks to launch their own virtual prepaid mobile wallet as fast as 30 days. "With a MatchMove partnership in place, it allows Pearl Pay to cut down the product development timeline from twenty-four (24) months to just six (6) months. The MatchMove partnership also serves as a backdoor entry to the MasterCard and Visa allowing more liquidity for the Pearl Pay accountholders. We think global and act locally. Pearl Pay has four core products combined into a single integrated system we called VMLS (Virtual Money Logistics System).
Pearl Pay is creating a solution to interconnect Payment, Remittance, Banking and Cryptocurrency. It will be solved using a comprehensive, secured and affordable Mobile Wallet OS and use Blockchain technology to lower the cost. Pearl Pay will target Philippines as its pilot country. Based on recent research, 70% of Filipino families has no bank accounts. There is also a high cost for domestic and international remittance which is a USD$33B industry in the Philippines.
Pearl Pay also identified that there more than 400 Rural Banks which has no foreign payment license. Payment licenses such as Mastercard, Visa or etc. The average cost to setup the infrastructure needed is approx. USD$4M.
Pearl Pay has four core products combined into a single integrated system we called VMLS (Virtual Money Logistics System) which provides a comprehensive “Mobile Payment and Money Transfer Platform as a Service” appropriately designed, of world-class quality, relevant for actual use and beneficial to the financial inclusion target market. It created a white-label product that will allow rural banks to launch their own virtual prepaid Pearl Pay and MasterCard accounts as fast as 30 days.
Mission - Pearl Pay is a FinTech company that helps small banks, financial institutions and MSMEs (Micro, Small and Medium Enterprises) to offer secured mainstream & innovative banking services.
Vision - Pearl Pay aims to be the national payment gateway of the Philippines, by providing world-class yet affordable banking applications, designed to interconnect the entire banking and payment industries in the Philippines.
These concrete steps are necessary and significant milestones in the implementation of the National Retail Payment System (NRPS). NRPS is the flagship program of the BSP, working together with industry participants, to transform our payment system and to increase retail electronic payments transactions to twenty percent (20%) of total transactions by 2020 from one percent (1%), based on 2013 country diagnostics made by the Better Than Cash Alliance (BTCA)
Pearl Pay Pera Express Strategic Outlet (PESO) is an innovative product designed to transform micro, small and medium enterprises with existing stores like the sari-sari store (neighborhood sundry store), pawnshop, barber shop, pharmacy, gasoline station and other similar types of businesses to become a money remittance agent.
Pearl Pay Coin is the energy that will propel the services of Pearl Pay Exchange provides. More than just the exclusive cryptocurrency for Pearl Pay Remit accountholders, PRLPAY coin will be utilized as an accepted cryptocurrency for companies that will launch an ICO through the Pearl Pay Exchange platform.
Aims to provide a trustworthy, excellent and secured ICO (Initial Coin Offering) platform. Protect the best interest of crowdfunding supporters and be preferred venue for crowdfunding. Pearl Pay Exchange vision is to become a leading exchange for trading cryptocurrencies, utility crypto-tokens, liquidity, and crowdfunding that fuels value innovation for a better world.
Pearl Pay, in collaboration with Komodo Team, is excited to conduct the decentralized coin sale via “atomic coin swap”. Bitcoin or Komodo orders are matched against suitable cryptocurrency sale orders through a low-level pubkey to pubkey messaging protocol. The final settlement is then made through the atomic cross chain protocol. A detailed guide on how to participate will be published prior to the PRLPAY coin sale.
The Komodo ecosystem presents a solution to the many issues faced by the traditional centralized ICO model. The decentralized initial coin offering (dICO), solves existing issues and even adds new possibilities to the cryptocurrency market. The decentralized nature of the dICO enables the entrepreneur to release a blockchain product beyond the reach of a malicious third-party influencer.
The future of the platform Pearl Pay as a first-generation platform that provides solutions to problems with investors that can not be on time and every time that changes in the crypto market or the usual ups and downs of prices occur in crypto, this platform is searched by potential users who are ready for automatic notification on their mobile devices to leave the world without the least of their activities. Seeks to build an ecosystem that conceptualises the mutual benefit between traders and users, as well as a platform that can continuously support the stability of sales. To solve the problems that are often found by most investors, Pearl Pay comes to solve it while providing intelligent solutions with a platform that helps the performance and ease of access to their accounts.
For Information
Website : https://pearlpay.io/
Whitepaper : http://assets.pearlpay.io/pdf/pp-whitepaper.pdf
Facebook : https://www.facebook.com/PearlPayOFFICIAL/
Twitter : https://www.twitter.com/pearl_pay
Telegram : https://t.me/pearlpay
ANN : https://bitcointalk.org/index.php?topic=4501584.0
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