XCARD is an all-in-one digital wallet & the most convenient crypto credit card. You can perform any financial and cryptocurrency transaction in real-time, with no limits.
Our mission is to connect fiat currencies and crypto assets in real-time. Store, trade and exchange them instantly and spend anywhere you want, with no limitations.
XCARD Wallet unique instant exchange feature uses risk-free decentralized internalizer with intelligent atomic swaps functionality. Your funds are safe with us, stored in a multi-signature and/or cold-storage wallet to ensure that you’re the only one with the access to your money.
XCARD’s extensive history and technical know-how of the payment services industry enables it to use modern to provide a swift and smooth user experience.
- Supported cards - XCARD will support all payment cards with a technical bank account number. Individual providers will be added to the platform successively, however, from the very beginning of the operation, XCARD is looking to provide a quick transaction with a guarantee of less than one day for: Visa, Visa Debit, Visa Electron, MasterCard, Maestro. XCARD is also working towards to support for JCB, UnionPay, Diners, Club, Amex
- Direct payment gateways - A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing typically for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. A payment gateway facilitates a payment transaction by the transfer of information between a payment portal, such as a website, mobile phone or interactive voice response service, and the front end processor or acquiring bank. XCARD connects to the major gateways to provide near instant transactions to its users. For Visa cards, XCARD is looking to use OCT. OCT (Original Credit Transaction) is an innovative payment system for fast and convenient fund transfers to eligible Visa cards. Cooperation with VISA and the implementation of new services such as SEPA (Target/TIPS) and SWIFT schemes allows users to benefit from fast and cost effective transfers globally. For MasterCard, XCARD is looking to use Maestro and Money Send
- Internatilizer - matching engine - Internalizer is the matching engine that matches the best FIAT prices for users that are converting currency. The matching engine is one of the fastest and the most robust matching engine technology for the retail forex and cryptocurrency market. Forex providers and exchange operators of all sizes can connect to the matching engine technology using several ways i.e. FIX API and proprietary developed bridges. We will use risk management tools which will calculate, check, control, filter and update all system parameters constantly as trades are matched.
- Connection to exchanges - assets. Тhe rising number of cryptocurrency exchanges intensifies the rivalry among them, and the struggle to keep and attract customers. XCARD instant loan backed by crypto is specifically designed to provide partnering digital asset exchanges with additional leverage and liquidity in order to support their margin lending activities, enabling them to reach higher capital efficiencies.
- Data feeds for the price - Access to comprehensive price discovery is vital to accurately value the cryptocurrency market. XCARD will use access to stream real-time and historical data for the most actively traded digital currencies. XCARD will offer multiasset and multi-venue data from several cryptocurrency trading venues, markets, and exchanges globally
For Information
Website: http://xcard.io/
Whitepaper: http://xcard.io/static/XCard-Whitepaper-21082019.pdf
Telegram: https://t.me/mobilumcom
Author : LucY!
https://bitcointalk.org/index.php?action=profile;u=1697847
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